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Process & paperwork

Term sheet

Also called Letter of intent, Heads of terms

A short, mostly non-binding summary of a proposed investment's key terms, signed before the full legal documents are drafted.

In plain English

A term sheet is two to six pages that set out valuation, amount, share class, liquidation preference, board composition, protective provisions, anti-dilution, pro-rata rights and the conditions to closing. It exists so that the parties agree the substance before anyone pays a lawyer to draft forty pages of it.

Most of it is expressly non-binding. The exceptions — usually stated explicitly — are exclusivity, confidentiality and who bears costs if the deal does not complete. This means an investor can walk away after signing without legal consequence, and occasionally does.

Its practical force is much greater than its legal force. A signed term sheet is a public commitment among professionals whose reputations depend on honouring them, and the market treats a reneged term sheet as a serious matter. In ordinary conditions the great majority proceed to closing.

It is also the only document in which the terms are genuinely negotiable. Once the long-form documents are drafted from the term sheet, reopening a point is expensive and is resisted on the basis that it was already agreed. Whatever you want to change, change it here.

What it means for your cheque

As an angel you will rarely negotiate the term sheet — the lead does that. What you should do is read it, because it tells you what you are joining. The liquidation preference, the share class you will receive and the pro-rata provisions are all there, and they are the terms that will decide your outcome.

If something in it is wrong for you, this is the moment to say so, through the lead or directly to the founders. After the term sheet is signed, changing a term requires reopening a negotiation that everyone considers finished, and a small cheque does not have the standing to do that.

Do the arithmetic

What to read first in a term sheet

The clauses that decide an angel's outcome, in order of how much they matter and how often they are skipped.

Share class offered to non-lead investorsDecides everything in a modest exit — read first
Liquidation preference: multiple and participation1× non-participating is standard; anything else needs explaining
Pro-rata rights and any major-investor thresholdDetermines whether you can follow on
Anti-dilution formulaBroad-based weighted average is standard
Option pool size and whether it sits pre-moneyMoves several percentage points
Board compositionTells you who will control the company
ValuationThe number everyone discusses, and rarely the most important one

Most first-time angels read the valuation and stop. The six items above it are collectively worth far more to the outcome.

At the table

What to negotiate

  • Negotiate here or not at all — everything downstream is drafting rather than deal-making.
  • Confirm which provisions are binding. Exclusivity, confidentiality and cost allocation usually are.
  • Check the conditions to closing, particularly any diligence condition that lets the investor walk.
  • Ask who pays the legal costs and whether there is a cap on the company's contribution to the lead's fees.
  • Check the exclusivity period. Thirty to sixty days is normal; longer leaves the company unable to talk to anyone else for too long.

Around the world

How this differs by market

Term sheet: common questions

Is a term sheet binding?
Mostly not. Exclusivity, confidentiality and cost provisions are usually binding and stated to be so; the commercial terms are not. Its force comes from professional reputation rather than from law, which in practice is nearly as effective.
Can a term sheet be withdrawn?
Legally yes, for the non-binding terms. It happens most often when diligence uncovers something material or when market conditions shift sharply during the process. It carries a reputational cost that keeps it rare in normal conditions.
What should an angel read first?
The share class you are being offered, then the liquidation preference, then the pro-rata provisions. Those three determine your outcome far more than the valuation, which is the term most first-time investors focus on.